Mobile phone penetration, mobile banking and inclusive development in africa

S. A. Asongu; Jacinta C. Nwachukwu

Mobile phone penetration, mobile banking and inclusive development in africa

S. A. Asongu, Jacinta C. Nwachukwu

School of Economics, Finance and Accounting

Research output: Contribution to journal › Article › peer-review

15 Citations (Scopus)

Abstract

The study assesses the role of mobile phones and mobile banking in decreasing inequality in 52 African countries. The empirical procedure involves first, examining the income-redistributive effect of mobile phone penetration and then investigating the contribution of mobile banking services in this relationship. The findings suggest an equalizing income-redistributive effect of ‘mobile phone penetration’ and ‘mobile banking’, with a higher income-equalizing effect from mobile banking compared to mobile phone penetration. Poverty alleviation channels explaining this difference in inequality mitigating propensity are discussed.

Original language	English
Pages (from-to)	34-52
Journal	African Finance Journal
Volume	18
Issue number	1
Publication status	Published - Jan 2016

Bibliographical note

The full text is currently unavailable on the repository.

Keywords

Africa
Banking
Financial development
Mobile phones
Shadow economy

Access to Document

https://hdl.handle.net/10520/EJC191950

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