Projects per year
Personal profile
Biography
Dr Lindsey Appleyard is an economic geographer with interdisciplinary research interests around financial geographies, specialising in financial inclusion and inclusive economies. Lindsey’s recent research has focused on reducing financial vulnerability, responsible lending and borrowing, credit and financial capability. She makes an academic contribution by providing nuanced understandings of the ‘lived experience’ of financialization. Lindsey adds value to the research enriched learning agenda through guest lectures, internships, teaching case studies and PGR supervision. Through Lindsey’s networks and collaborations, her body of research aims to make a significant impact by influencing policy and practice to develop financially resilient communities. Her research created a REF2021 impact case study. Since 2017, Lindsey has been successfully awarded over £900k of funding for research and impact as PI or Co-I from a range of sources, including UKRI’s ESRC and AHRC, abrdn Financial Fairness Trust, Barrow Cadbury Trust, Carnegie UK Trust and the Money Advice Service. Her research has been disseminated at a variety of international and national conferences (such as RGS-IBG, AAG) and has published widely in a peer-reviewed journals including: Journal of Economic Geography, Regional Studies, Journal of Business Research and Environment and Planning A. Through broadcast, print and social media, Lindsey has engaged with the public (including ITV Central News and BBC Radio 4). Lindsey takes an inclusive approach to research and has supported the development of Early Career Researchers and Postgraduate Researchers. Lindsey is also founder and Director of Credit U.
Research Interests
Financial Geographies; Financialization; Inclusive Economies, Alternative Finance, Subprime and Mainstream Credit, Financial Inclusion and Exclusion, Financial Capability, Financial Wellbeing, Vulnerabilities, FinTech
Vision Statement
I am interested in financial inclusion and reducing financial vulnerability. This is so that people can achieve financial wellbeing throughout their lives. My aim is to undertake rigorous qualitative research that generates impact within and beyond academia. I am also passionate about supporting the development of early career and postgraduate researchers.
Expertise related to UN Sustainable Development Goals
In 2015, UN member states agreed to 17 global Sustainable Development Goals (SDGs) to end poverty, protect the planet and ensure prosperity for all. This person’s work contributes towards the following SDG(s):
Education/Academic qualification
Doctorate, University of Birmingham
Award Date: 1 Jul 2008
External positions
Director, Credit U
External Associate Member of CHASM, University of Birmingham
Keywords
- G Geography (General)
- Economic Geography
- H Social Sciences (General)
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Network
Projects
- 9 Finished
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Reducing Financial Vulnerability within Birmingham's Muslim Community
Aslam, H., Appleyard, L. & Dibb, S.
4/05/21 → 3/11/22
Project: Research
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AI and Financial Services Policy Impact
Dibb, S., Degli-Esposti, S., Appleyard, L. & Aslam, H.
1/12/20 → 1/03/21
Project: Internally funded project
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Managing Declined Loans to Reduce Financial Vulnerability
1/12/20 → 1/05/21
Project: Internally funded project
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Financial Capability: why it matters for credit union members
Appleyard, L., Dibb, S. & Aslam, H.
1/09/19 → 1/12/19
Project: Research
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Research output
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The Lived Experience of Financialization at the UK Financial Fringe
Appleyard, L., Packman, C., Lazell, J. & Aslam, H., 23 Jan 2023, In: Journal of Social Policy. 52, 1, p. 24-45 22 p.Research output: Contribution to journal › Article › peer-review
Open AccessFile70 Downloads (Pure) -
Helping those who use credit to make ends meet: A Rapid Literature and Evidence Review
Dibb, S., Broughton, K., Aslam, H., Appleyard, L. & Tiwasing, P., Jul 2022, 56 p.Research output: Book/Report › Commissioned report › peer-review
Open Access -
Managing Loan Declines: A Best Practice Manual
Dibb, S., Appleyard, L., Money, N. & Jones, P. A., 8 Nov 2022, Coventry University, Centre for Business in Society (CBiS). 28 p.Research output: Book/Report › Commissioned report
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Banks and Credit
Appleyard, L., 1 Jan 2021, The Routledge Handbook of Financial Geography. Knox-Hayes, J. & Wojcik, D. W. (eds.). 1 ed. New York and London: Routledge Taylor & Francis Group, p. 379-399 21 p.Research output: Chapter in Book/Report/Conference proceeding › Chapter › peer-review
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The Effect of Personal Finance Education on The Financial Knowledge, Attitudes and Behaviour of University Students in Indonesia
Johan, I., Rowlingson, K. & Appleyard, L., Jun 2021, In: Journal of Family and Economic Issues. 42, 2, p. 351-367 17 p.Research output: Contribution to journal › Article › peer-review
Open AccessFile11 Citations (Scopus)184 Downloads (Pure)
Activities
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Researching Personal Financial Wellbeing Conference 2022
Lindsey Appleyard (Speaker)
9 Nov 2022Activity: Talk or presentation › Invited talk
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SPRITE+ Expert Fellow Meeting
Lindsey Appleyard (Speaker), Gauri Sinha (Speaker), Tahir Syed Abbas (Speaker), Jo Briggs (Speaker), Lucia Cervi (Speaker) & Deepak Padmanabhan (Speaker)
11 Apr 2022Activity: Participating in or organising an event › Participation in workshop, seminar, course
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International Credit Union Day, ABCUL
Lindsey Appleyard (Speaker)
22 Oct 2022Activity: Talk or presentation › Invited talk
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How to make meaningful change for those struggling to access credit
Sally Dibb (Speaker), Lindsey Appleyard (Speaker) & Hussan Aslam (Speaker)
11 Nov 2022Activity: Talk or presentation › Oral presentation
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Financial vulnerability and the precarity of subprime borrowing
Lindsey Appleyard (Speaker)
22 Jun 2021Activity: Talk or presentation › Invited talk
Prizes
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Coventry University App Competition 2017
Appleyard, Lindsey (Recipient), 5 Apr 2017
Prize: Prize (including medals and awards)
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FBL Excellence Awards 2018 - Research Team
Appleyard, Lindsey (Recipient), Dibb, Sally (Recipient) & Henry, Nick (Recipient), 12 Sep 2018
Prize: Prize (including medals and awards)
Press/Media
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Buy now pay later: how to protect consumers without regulating it out of existence
10/06/22
1 Media contribution
Press/Media: Research
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